You can generate your Account balance report through your Mercado Pago account or via API integration. Refer to the table below for more information.

There are two ways to generate an Available Balance report:

Consider the following technical information when you want to generate, schedule and set up your reports.

Set up how and how often you want to generate your reports.

Know the characteristics of the elements that make up your report.

All the options you have available when downloading your report.

Webhook (also known as "web callback") is a simple method that allows an application or system to send real-time data whenever a particular event takes place, that is, it is a way to passively receive information between two systems via an HTTP POST. In the case of the reports used for reconciliation, a notification is sent to the user who has set up this service when their files are generated.

The encryption password is essential to secure the notification process to the system. In the message body (payload), an attribute called "signature" is sent to validate the legitimate origin of the Mercado Pago Webhook notification, avoiding possible imitations.

The creation of the signature occurs by combining the transaction_id with the encrypted password in the "Webhook Notification" section, along with the generation_date of the report. These values are then encrypted using the BCrypt algorithm as follows:

signature = BCrypt(transaction_id + '-' + password_for_encryption + '-' + generation_date)

To validate that it is Mercado Pago who issued the notification, the verification function offered by the BCrypt algorithm for the desired language must be used.

Java example:

BCrypt.checkpw(transaction_id + '-' + password_for_encryption + '-' + generation_date, payload_signature)